Plug in your age, what you can put away monthly, and a return rate. Find out when the math says you’re free.
At age 55 you have
$1.0M
$1,010,089 balance. $300,000 of your money compounded into $700,089 of returns.
You cross $1M at age 55 · year 25 of investing
Principal
Contributions
These inputs are saved nowhere. Run the numbers however many times you need. Nothing is tracked.
Balance over time
Why this exists
I was in my mid-twenties the first time I ran these numbers honestly. The day I realized freedom was just math and time — and that the floor was lower than I’d been telling myself — changed everything I did next.
This calculator is free. The numbers don’t lie. Run them on yourself.
The Book · The Millionaire Blueprint
You’ve seen the number. Here’s the setup.
The calculator gives you the math. The book is the rest — a 20-minute, Canadian-specific walkthrough of exactly how to set this up: which account to open, the four funds, how to automate it, and the honest version of what I actually do with my own money. The same setup I’m building for my son.
